Loan Programs

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Conforming Fixed Rate Loans up to $453,100

  • 15 & 30 year loans up to 97% Loan to Value (LTV)
  • Community Homebuyers Program
  • Second Home loans up to 90% Loan to Value (LTV)
  • Investor program loans up to 85% Loan to Value (LTV)

Conforming Adjustable Rate Mortgage (ARM) Loans up to $453,100

  • 30 year loans up to 95% Loan to Value (LTV)
  • 3/1, 5/1, 7/1, 10/1 ARMS (Fixed Period ARMs)

Fannie Mae HomeReady

  • For creditworthy, low to moderate income borrowers
  • Expanded eligibility for financing homes in designated communities, including disaster-impacted locations

Fannie Mae HomeStyle Renovation

  • Finance improvements for up to 50% of the property’s as-completed value
  • Down payment as little as 5%

Jumbo Loan Programs up to $2,500,000

  • Fixed rates
  • Fixed period ARMs up to 80% financing up to $650,000

Manufactured Home Loans

  • Conventional, FHA, VA & USDA eligible (see Government Mortgage Loan Programs)
  • Manufacturing Success for you and your clients

Farm Loans

  • Hobby Farms - Primary Residence with 5 to 160 acres
  • Commercial Farm, Ranch, Vineyard, Orchard - 5 acre minimum; no maximum

Investment Properties

  • Financing up to 85% Loan to Value (LTV)

Cash out Refinances

  • Maximize the use of the equity in your home by financing up to 75% LTV and 80% CLTV of your home to pay off credit card debt or other loans to save you money.

One-time Close Loans

  • Construction / Construction-to-permanent loans
  • All-in-one financing for construction, lot purchase and permanent funding with one closing



AmeriSouth Mortgage Company NMLS: #67050
NORTH CAROLINA: License #L-104114
SOUTH CAROLINA: License #MLS – 67050
TENNESSEE: License #135614
GEORGIA: License #13572

(Georgia Residential Mortgagee Licensee)


Contact Us

AmeriSouth Mortgage Company
2101 Sardis Road North
Crown Centre Suite 120
Charlotte, NC 28227
Phone: (800)-849-2378


M-F: 8:30 am - 5:30 pm
SAT: closed
SUN: closed