100% Home Financing


100% FINANCING – USDA RURAL HOUSING USDA Rural Housing Loans provide a 100% financing option to eligible homebuyers in designated areas. With no down payment requirement and competitive rates, the USDA Rural Housing mortgage program provides an affordable opportunity for many prospective homebuyers. FEATURES & BENEFITS • No down payment required • Available for purchase…

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Mortgage Options

There are several options when it comes to choosing how to finance a mortgage and we want to help you decide which is the best choice for you. The first type of home loan people usually consider is a conventional loan. Conventional Loans A conventional loan is a mortgage that is not guaranteed or insured…

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Down Payment Assistance


If you are considering purchasing a home, one of the first things you will need to consider is a down payment. The more money you have available for the down payment, the lower your mortgage payments will be. Each loan type has different requirements so you will have to discuss with a mortgage lender the…

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Refinancing and Cash Out Refinancing


When you get a new mortgage to replace the first one, that is called refinancing. If your credit is in good shape, refinancing can save you some money by adjusting your interest rate from a variable to a fixed rate mortgage, and allow you to maintain the same payment until you pay off the loan. Reasons…

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Relocating to Charlotte


Are you thinking about moving to Charlotte and just aren’t sure if it’s right for you? Or maybe you’re from North Carolina but are considering relocating to a different part of the city? We are here to help you get the information you need to make the best decision for you, and answer the questions…

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Pre-Approval vs Pre-Qualification


The first thing most people think about when they start their journey to buy a home is how they plan on paying for it. Not too many people can make a cash offer on a home so securing financing is typically a major concern especially for those that are first time home buyers. Some frequent…

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VA Loans


Members who have served in the military or armed forces can be eligible for a VA loan to help them purchase a home. These candidates can use these loans to help finance the purchase of land or a home. VA loans can be very beneficial even if the case you are not a first time…

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Construction Loans


If you are considering purchasing property or land, you may have done some research, but you still may not be familiar with construction loans. Since most people that purchase homes, are financing their purchase with a conventional loan, they don’t feel the need to look into information regarding construction loans. This type of loans is…

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Homestyle Renovation Loans


Homestyle renovation loans can be useful to those who are on the hunt for a home and realize they just can’t afford the home they want. It can be hard to find everything you want in a home, but if you use a homestyle renovation loan, you can fix up a home so that it’s…

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First Time Homebuyers


There is a lot to think about and consider when it comes to buying your very first home. One of the first things you want to do is prepare and review your finances. Your credit score is very important when discussing finances with a lender so you want to do whatever you can to make…

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AmeriSouth Mortgage Company NMLS: #67050
NORTH CAROLINA: License #L-104114
SOUTH CAROLINA: License #MLS – 67050
TENNESSEE: License #135614
GEORGIA: License #13572

(Georgia Residential Mortgagee Licensee)


Contact Us

AmeriSouth Mortgage Company
2101 Sardis Road North
Crown Centre Suite 120
Charlotte, NC 28227
Phone: (800)849-2378


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