If you and your family have always dreamed of owning your own home, but perhaps you couldn’t qualify for a traditional bank loan, USDA Loans in SC may be the answer you’ve been searching for. Many people don’t realize that there are many avenues to explore towards owning your own home, but they don’t know where to look and who to go to for assistance. AmeriSouth Mortgage Company is the premier mortgage broker that has the knowledge and experience it takes to locate and secure mortgage loans for thousands of individuals who have given up on their goals.
Who We Are
AmeriSouth Mortgage Company is the most trusted and well-established business within the industry, allowing good people, just like yourself, to qualify for a home loan that they deserve. We treat all of our valued clients with respect, kindness, and dignity instead of thinking of you as just another credit score. We work with our clients on an individual basis and take into consideration your unique circumstances, along with working diligently to meet your needs and goals.
Because of our excellent reputation within the mortgage industry, we have been able to partner up with many of the unique and prestigious lending and financing companies, along with many of the top mortgage brokers, as well. This allows us to present several different mortgage offers and loan options for you to take advantage of. Instead of receiving just one loan proposal from a specific bank or credit union, you will be able to look over several submissions from many select companies.
What Are USDA Loans in SC?
A USDA loan is a government-backed loan that allows individuals and families to obtain a mortgage by merely agreeing to reside in a rural area that is pre-approved by the government. The reason behind this remarkable program is to promote rural development by allowing those who may not qualify for a conventional to still be able to obtain a mortgage. One of the fascinating aspects of these loans is the fact that there is no down payment required, giving an extra incentive to potential homebuyers.
USDA Loans in SC are backed by the United States Department of Agriculture and are intended for those who live on a low to moderate income, and possibly have a lower credit score. Living in a rural area does not mean that you necessarily have to live on a farm or an undeveloped piece of property. It merely suggests that you won’t be residing within the city limits and that you may live in a more sparsely populated area near the city.
At AmeriSouth Mortgage Company, we strive to ensure that those who want to realize their dream of owning a home have the means and the opportunity to make it happen. When you decide that this is your next step towards independence and freedom, our dedicated staff of mortgage specialists will be here to assist you. Please contact us today and let’s get to work.