Deciding to purchase a home is most likely one of the most significant financial decisions you will make within your lifetime. Thinking about this, it’s essential that you know where to go and who to trust to help you get the loan that’s right for you. There are several USDA Homes in Charlotte NC that you may easily qualify for if you understand which criteria you must meet. At AmeriSouth Mortgage Company, we can assist you in obtaining an affordable, low-interest mortgage that best suits your specific needs.
For over the past 28 years, the experienced mortgage professionals at AmeriSouth Mortgage Company have helped more individuals and families secure a mortgage loan that is convenient and comfortable for them to manage. We are referred to as the number one rated mortgage brokerage, with an excellent reputation within the industry, earning respect and appreciation from our colleagues and valued clients. We prioritize and recognize each of our clients’ individual needs and goals, and work with each on a one-on-one basis throughout the entire process.
Our first immediate objective is to distinguish which type of loan would best suit the needs and goals of each client. First, we’ll establish the kind of budget we have to work with, and which type of loan will allow you the most buying-power available. We do this by learning the area in which you’d most like to reside in and then reaching our to our lending partners and associated mortgage brokers for options and offers that they will provide for you.
What are USDA Homes in Charlotte NC?
A USDA residence is an existing home that had been approved by the United States Department of Agriculture for a government-backed loan. These mortgages are approved explicitly as a means to promote rural development within a specific region. A USDA loan is offered to those who live on a low or moderate income and agree to live outside of the city limits.
As a rule, there is no down payment required for this type of loan, giving an extra incentive to those who would consider living in a rural area. This by no means suggests that you are required to live on a working farm or an undeveloped piece of property, it just means that you will live in government-approved areas within the region. Through this program, many individuals and families who wouldn’t qualify for a traditional loan can still reach their goal of owning their own home.
AmeriSouth Mortgage Company offers several different types of loans to those who may not qualify for a conventional mortgage through a bank. With many USDA Homes in Charlotte NC to choose from, we can assist you in securing an affordable, low-interest loan with no money down and manageable monthly payments. Please contact us today by leaving your information here, along with any questions you may have, or speak with one of our mortgage specialists to get started immediately.