If you are looking for a North Carolina mortgage loan, AmeriSouth Mortgage Company is a great place to start searching. We offer a wide variety of loan products to meet the needs of each borrower who seeks a loan from us. AmeriSouth has an impeccable reputation for honesty, low interest rates, and no surprise fees. We don't always tell our clients what they want to hear, but we always tell them what the need to know, and that is why we are one of the most trusted lenders in the region. See our client reviews for yourself.
Find the Right Loan Officer
At AmeriSouth Mortgage Company, we encourage our visitors to see what our past clients have said about us. Finding a reputable lender is vital to your overall loan procurement experience. During the loan process, you will want to have a loan officer who is knowledgeable and experienced in closing on the type of loan that you are looking for, and you can find one at AmeriSouth Mortgage Company.
What's the Interest Rate?
Understand that banks, lenders, and mortgage companies pray that you're not going to ask this question because they know the numbers better than you do. For this reason, when you see a surprisingly low interest rate advertised on TV or online, and you notice the fine print underneath the advertised rate, be cautious. That fine print is nothing more than conditions, fees, and extra costs that it will take to get you the advertised low rate. Those advertisements are designed to bait you in.
What Not to Do When Applying for a Home Loan
When applying for a home loan, do not apply for new credit of any kind. It's not uncommon to get invitations to apply for new lines of credit. Simply don't respond to these offers! If you do open a new line of credit, the new creditor will pull your credit report. This inquiry can potentially lower your credit score. Therefore, it's best not to establish any new lines of credit. This means no furniture, no appliances, no computers, or any offers with 'no payments for 6 months,' etc. This will have the same effect on your credit score as if you took out a new credit card.
Let Us Help You Get Your Dream Home
At AmeriSouth Mortgage Company, we have some flexibility to make exceptions, and we don't base our entire decision on one's credit to approve or decline, but we have pretty tight guidelines that we operate within. You will find that all lending institutions are the same in this regard. Some of the reason for this is government regulation and part of it is self-preservation. Loan companies will typically only give loans when they know they will get paid back. We want to get you approved, and that's why we tell our clients to avoid new lines of credit until after their loan is approved. To find out if you qualify for a North Carolina mortgage loan, contact AmeriSouth Mortgage Company today.North Carolina Mortgage Loan