Most Americans dream about the freedom and prestige that comes with owning their own home, but many people think that’s it’s not within their budget because a down payment is usually required. Most potential home buyers don’t realize that they may qualify for an NC No Down Payment Loan if they know where to look for one. For nearly the past 30 years, the mortgage experts at AmeriSouth Mortgage Company have assisted more homebuyers to realize their goal of becoming a proud homeowner.
AmeriSouth Mortgage Company is recognized as the leading mortgage company throughout NC, SC, and GA, giving more individuals and families the means to be able to afford their new home comfortably. We specialize in all types of loans, such as an NC No Down Payment Loan, traditional loans and we even have programs for those with a lower credit score. Our highly trained and experienced staff of mortgage professionals will work with you to find the loan that best suits your needs.
We also have strong business relationships with many of the top mortgage brokers throughout the entire region, giving us more opportunities to be able to present several loan options to you. This not only allows you to be able to select from various loan offers, but it also gives you more purchasing power. Having several proposals on the table from different lending institutes can save you a significant amount of time and money.
What is an NC No Down Payment Loan?
Several government-backed home loans require little, to no down payment if you qualify and meet certain conditions. If you are considering living in a more rural part of town, you may be eligible for a loan from the USDA. The United States Department of Agriculture offers these loan to people who agree to live outside of the city, but not necessarily on a farm or in a desolate area.
If you are a Veteran, you may qualify for a VA loan backed by the United States Department of Veterans Affairs. VA loans offer 100% financing, so there’s no down payment required, and the department does not need you to carry mortgage insurance, saving individuals thousands of dollars a year. If you qualify for a VA loan, you will be able to take advantage of having the least expensive type of home loan that’s currently available.
At AmeriSouth Mortgage Company we feel that we have the best options and solutions available for those who want to own their own home and realize their dream. Whether you have a lower credit score, or you don’t have the funds required for a down payment, we are here to assist you.
We understand what it means to be a homeowner, and we strive to help all of our clients achieved this based on their unique set of circumstances. Check with one of our mortgage professionals today to see which type of loan is best for you and together we can make your dream a reality.