Mortgage Types

AmeriSouth Mortgage Company offers mortgage loans for purchasing or refinancing your home.  We have a comprehensive line of mortgage products and will work with you to find the best mortgage for your situation.  Whether this is your first mortgage or your last, you can trust AmeriSouth to find the program that is right for you.


Purchase Loans

Whether it’s time to buy that First Home or you’re ready to move into a Larger House, your AmeriSouth mortgage loan originator will help you secure the best option for your mortgage needs. We have loans that can be used to purchase your own home, a second home, or an investment property.  We specialize in first-time home buyers.  In addition to our first time home loans, we have doublewide mobile home loans, loans for buying a condo, loans with low down payments, loans for veterans, loans for the city, rural home loans and more.  Whatever your situation, we will work to find the best mortgage loan for you.

We can assist you before you start your new home search by providing a pre-approval letter, showing the amount you should qualify for.  This will also give you a head start in underwriting, which will get you to closing quick and into your new home faster.  See our checklist for items we will need to process your loan application.  Also, checkout our Guides page for other helpful information. Among the information there, you will find the House Hunting Guide to aid you in deciding on all the details that you are looking for in a new home.  Provide this to your realtor to assist them in finding the perfect home for you.  Or, if you will be touring homes, there is a Home Tour Checklist to help you remember the features of each home you see.

Specializing in all types of Residential Loans up to $2,000,000.  Primary residence Homes, Second Homes, Investment Property, Condominiums and Manufactured Housing.  Serving all counties in GA, NC & SC from the mountains to the beaches and all counties in TN from the mountains to the Mississippi River!

Refinance Loans

AmeriSouth has mortgage loan products that you can use for debt consolidation or accessing the equity you may have built up in your home.  Refinancing your current mortgage can be a benefit by lowering your interest rate and reducing your monthly payments. Cash-out refinance loans can be a great way to help with personal financial situations, such as, home improvements, college expenses, debt consolidation and more.

Check current rates or call an AmeriSouth mortgage loan originator (MLO) at a branch near you to learn more. Ahoskie, NC, Charlotte, NC, West Jefferson, NC, Wilkesboro, NC, or Greenville, SC.