Mortgage Checklist

To obtain Pre-approval for a home loan, the preliminary step in the mortgage loan process, you will be asked to provide a number of documents proving your identity, income, savings and assets.  Below is a Mortgage Checklist to assist in gathering the items needed.  When you are ready to begin, you can submit your loan application online or contact one of our branches.  Ahoskie, NC, Charlotte, NC, West Jefferson, NC, Wilkesboro, NC, or Greenville, SC.

Mortgage Checklist

The following information is usually required during the loan process:

  • Your Social Security number
  • Current pay stubs or, if self-employed, your tax returns for the past two years
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Life insurance policy
  • Retirement account statements for the past two months
  • Make and model of vehicles you own and their resale value
  • Credit card account information
  • Auto loan account information
  • Personal loan account information

If you currently own Real Estate:

  • Mortgage account information
  • Homeowners' insurance policy information
  • If applicable, Home equity account information
  • Home owner's Association Dues