Loan Types

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AmeriSouth Mortgage Company is proud to offer a very comprehensive line of mortgage loan products to home buyers.  We customize loans to best suit the needs of each individual buyer.  AmeriSouth is continually researching the mortgage industry for innovative loan products to better serve you.

Additionally, we aggressively compete with mortgage brokers to give you the best rate and with all Charlotte mortgage lenders to give the best service in the area. Therefore, we have been a leading mortgage lender for over 28 years in North Carolina, South Carolina and Georgia.

 

Purchase Loans

Whether it’s time to buy that First Home or you’re ready to move into a Larger House, your AmeriSouth mortgage loan originator will help you secure the best option for your mortgage needs. We have loans that can be used to purchase your own home, a second home, or an investment property.

We can assist you before you start your new home search by providing a pre-approval letter, showing the amount you should qualify for. This will also give you a head start in underwriting, which will get you into your new home faster. See our checklist for items we will need to process your loan application. Also, checkout our Guides page for helpful information and checklists. Among the information there, you will find the House Hunting Guide to aid you in deciding on all the details that you are looking for in a new home. Provide this to your realtor to assist them in finding the perfect home for you. Or, if you will be touring homes, there is a Home Tour Checklist to help you remember the features of each home you see.

Specializing in all types of Residential Loans up to $1,500,000. Primary residence Homes, Second Homes, Investment Property, Condominiums and Manufactured Housing. Serving all counties in GA, NC & SC from the mountains to the beaches and all counties in TN from the mountains to the Mississippi River!

Refinance Loans

AmeriSouth has mortgage loan products that you can use for debt consolidation or accessing the equity that may have built up in your home. Refinancing your current mortgage can be a benefit by lowering your interest rate and reducing your monthly payments. Cash-out refinance loans can be a great way to help with personal financial situations, such as, home improvements, college expenses, debt consolidation and more.

Check current rates or call an AmeriSouth mortgage loan originator (MLO) at a branch near you to learn more. Ahoskie, NC, Charlotte, NC, West Jefferson, NC, Wilkesboro, NC, or Greenville, SC.

 

For a personalized mortgage solution, Contact us today.

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