Refinance
AmeriSouth has mortgage products that you can use for debt consolidation or accessing your equity that may have built up in your home. Refinance loans can be a great benefit when used to help with personal financial situations such as reducing monthly payments, home improvements, college expenses, and more. Call your AmeriSouth loan professional at 704-845-9400 or 800-849-2378 to learn more.

Purchase
Whether it’s time to buy that first home or you’re ready to move into a larger house, your AmeriSouth loan professional with help you secure the best option for your mortgage needs. We have products that can be used for your own home, a second home, or an investment property. Ask about our 100% financing options and see if you qualify to purchase your new home with no money down.

Home Equity
Do you want to access the equity in your home for making home improvements, consolidate debt, vacations, or unexpected expenses? We have various Home Equity Loans and Home Equity Line of Credits (also known as HELOCs) that are fixed or variable interest rate solutions for getting cash out from your home. Call 704-845-9400 or 800-849-2378 today for a free consultation from an AmeriSouth loan professional.

Construction/Renovation
Let us show you how to get the financing to build something uniquely yours.  If you’re ready to make those renovations to your current home or you want to build a new dream home, we can explain to you the options available.

Specializing in all types of loans to $3,000,000
Primary, second homes, investment property, coastal lots, mountain lots, waterfront lots, and condominiums. Serving VA, GA, TN, SC, CT, and NC, including the western North Carolina counties of Avery, Ashe, Buncombe, and Watauga.

Government Programs
Using responsible lending practices and government insured programs such as FHA, VA, & NC Housing Loans, we can help you get the loan you need. We also offer the USDA Rural Development program with a 102% LTV for a true "No Down Payment" purchase for eligible borrowers and locations.

USDA Eligibility Areas
Contact us for information about guidelines and locations regarding eligibility.