Government Program Rates

Charlotte, North Carolina

*All rates quoted reflect the total discount points required.  All APRs include a Commitment Fee of $895 for NC loans and $845 for SC loans.  Quotes are based on a Purchase or Rate/Term Refinance of Primary Residence.  Rates are subject to change without notice. Certain restrictions may apply.
Rates & Fees may vary based on Program, Rate Lock Period and Qualification.
View Conventional Rates
GOVERNMENT PROGRAMS
Loan Term Rate Points APR Comments
FHA Fixed 3.625 0.00 3.654 Rates based on:

  1. Loan Amount of $250,000
  2. Credit Score =>680
  3. 60 day lock
VA 3.500 0.00 3.529 Rates based on:

  1. Loan Amount of $250,000
  2. Credit Score =>680
  3. 60 day lock
USDA Rural Housing 3.750 0.00 3.786 100% financing availableRates based on:

  1. Loan Amount of $200,000
  2. Credit Score =>680
  3. 60 day lock

Property must be located in eligible city & zip code.
Some income restrictions apply.


Rates are subject to change without notice. Certain restrictions may apply.