Conventional Rates

Charlotte, North Carolina

Call 704-845-9400 for Current Rates or Additional Information.

*All rates quoted reflect the total discount points required.  All APRs Include a Commitment Fee of $895 for NC loans and $945 for SC loans.  Quotes are based on a Purchase or Rate/Term Refinance of Primary Residence.  Rates are subject to change without notice. Certain restrictions may apply.

Rates & Fees may vary based on Program, Rate Lock Period and Qualification.

View Government Program Rates

Several factors will determine our competitive rate to meet your requirements. Our experienced loan officers will step you through the process covering the fees and the rate to best fit your situation.  Call to discuss your qualifying Profile.

Loan Type: CONFORMING FIXED
Loan Term Rate Points APR Comments
30 Years 4.375 0.00 4.413
  1. Rates are based on minimum loan amount of $200,000
  2. Credit Score >=720
  3. Loan to Value =<80%

 

Please call 704-845-9400 for other current rate quotes

20 Years 4.125 0.00 4.177
15 Years 3.500 0.00 3.565
10 Years 3.250 0.00 3.344

Loan Type: CONFORMING ARM
Loan Term Rate Points APR Comments
5/1 4.000 0.00 4.031
  1. Fully indexed rate based on margin 2.25 and may vary
  2. 5/2/5 caps Libor Arms
  3. Minimum loan amount $200,000
  4. credit score >=720
  5. Loan to Value =<80%
  6. Owner Occupied / Single Family Residence
7/1 4.000 0.00 4.032
10/1 4.125 0.00 4.119

Loan Type: JUMBO FIXED
Loan Term Rate Points APR Loan Amount Comments
30 Year Call For Rates >$650,000 up to $1,000,000
  1. Loan to Value =<85% with no subordinate financing
  2. Credit scores =>700
  3. 60 day lock applies
  4. Owner Occupied / Single Family Residence
30 Year Call For Rates >$417,000 up to $650,000
15 Year Call For Rates
10 Year Call For Rates

Loan Type: CONSTRUCTION & RENOVATION
Loan Term Rate Points APR Comments
Construction Currently Not Available
Renovation Currently Not Available

Rates are subject to change without notice. Certain restrictions may apply.