Conventional Rates


       MORTGAGE RATES - Charlotte, North Carolina

Call 704-845-9400 for Current Mortgage Rates or Additional Information.

*Your chosen rate may require 1% origination or discount points.  All rates quoted include a Commitment Fee.  The commitment fee for NC loans is $895 and $945 for SC loans.  Quotes are based on a Purchase or Rate/Term Refinance of a Primary Residence.  Mortgage Rates are subject to change without notice. Certain restrictions may apply.

Mortgage Rates & Fees may vary based on Program, Rate Lock Period and Qualification.

Several factors will determine our competitive rate to meet your requirements. Our experienced loan officers will step you through the process, covering the fees and the mortgage rate to best fit your situation.  Call to discuss your qualifying profile.

View Government Program Rates
Loan Type: CONFORMING FIXED
Loan Term Rate Points APR Comments
30 Years  Call for current rate

Please call 704-845-9400 for current rate quotes

20 Years Call for current rate
15 Years Call for current rate
10 Years Call for current rate

Loan Type: CONFORMING ARM
Loan Term Rate Points APR Comments
5/1 Call for current rate

Please call 704-845-9400 for current rate quotes

7/1 Call for current rate
10/1 Call current rate

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Loan Type: JUMBO FIXED
Loan Term Rate Points APR Loan Amount Comments
30 Year  Call for rates $450,000 up to $650,000

Please call 704-845-9400 for current rate quotes

30 Year Call for  rates $650,000 up to $1,000,000
30 Year  Call for rates $1,000,000 up to $2,000,000
30 Year Call for rate Loan Amounts up to $1,000,000 for 90% LTV

Loan Type: CONSTRUCTION & RENOVATION
Loan Term Rate Points APR Comments
One-time Close - Construction
  1. Available for FHA, VA & USDA
  2. Call for Mortgage Rates
Renovation Currently Not Available

Rates are subject to change without notice. Certain restrictions may apply.