AmeriSouth MORTGAGE COMPANY is proud to offer a very comprehensive line of mortgage products to home buyers. We can customize any loan to best suit the needs of each individual buyer. AmeriSouth is continually researching the mortgage industry for innovative products to better serve you.

Conforming Fixed Rate to $417,000

·    15 & 30 year loans up to 95% LTV

·    Community Homebuyers Program

·    Second Home up to 90% LTV

·    Investor programs up to 80% LTV

Conforming ARM Programs to $417,000

·    30 year loans to 95% LTV

·    3/1, 5/1, 7/1, 10/1 ARMS (Fixed Period ARMs)

Jumbo Programs to $1,500,000

·    Fixed rates available, call for details

·    Fixed period ARMs up to 80% financing to $650,000

Government Programs

·    FHA/VA

USDA Rural Development

·    100% financing available

NC Housing Loans (NCHF)

·         With down payment assistance

Investment Properties

·    Finance up to 80% LTV 

Cash out Refinances

·         Maximize the use of the equity in your home by financing up to 75% LTV and 80% CLTV of the value of the home to pay off credit card debt or other loans to save you money. 

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