AmeriSouth MORTGAGE COMPANY is
proud to offer a very comprehensive line of mortgage products to home buyers.
We can customize any loan to best suit the needs of each individual buyer. AmeriSouth is continually researching the mortgage industry for innovative
products to better serve you.
Conforming Fixed Rate to $417,000
·
15 & 30 year loans up
to 95% LTV
·
Community Homebuyers
Program
·
Second Home up to 90% LTV
·
Investor programs up to
80% LTV
·
Interest Only loans
Conforming ARM Programs to $417,000
·
30 year loans to 95% LTV
·
Interest Only Loans
·
3/1, 5/1, 7/1, 10/1 ARMS
(Fixed Period ARMs)
· Fixed rates available, call for details
·
Fixed period ARMs up to
80% financing to $650,000
·
FHA/VA
·
FHA with gift assistance
from a family member allowable
·
Fixed Rate, ARMs and Buydowns available
·
102% financing available
with no mortgage insurance
·
Up to 85% with as low as
a 660 FICO
·
12 month terms
·
85% of future value up
to $417,000 loan
·
80.00% of future value up
to $650,000 loan
Combination Loans
80/9.99/10.01, 75/15/10
·
A combination loan will
allow you to avoid mortgage insurance
· Available in both fixed
& adjustable rates
·
No income limits
·
Owner-occupied residence
only
·
Up to 100% financing with
FHA using gift funds from a family member
·
102% financing with USDA
Rural Development
· Finance up to 80% LTV
· No Money Down using Government Programs
102% financing available with no mortgage insurance on our USDA Rural Guaranteed Housing program. Some income and geographic restrictions do apply.
FHA allows for 100% of down payment (3.5%) to be a gift from a family member.
· Cash out Refinances
Maximize the use of the equity in your home by financing up to 75% LTV and 80% CLTV of the value of the home to pay off credit card debt or other loans to save you money.
Speak With a Professional Loan Counselor About Your Situation Now!!! Email Us »